Ep.19 Property Help for Your Kids with Ray Jaramis

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This week, Marcus sits down with Ray Jaramis, award winner and financial adviser extraordinaire. Ray guides us through the world of parental help. How parents can give their kids a head-start in the property market, where they could get unstuck, and tips and tricks to make it a smooth transaction for everyone involved.


HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:

  • How parents are helping more and more with their childrens’ property purchases;

  • Price to income in Sydney on the world scale;

  • How Ray became interested in financial advice;

  • Why accountability for personal finance is important;

  • Gifting funds to your kids;

  • Testing out monthly repayments prior to purchase;

  • How a parent to child loan could work as well;

  • Thinking about longer term and family commitments rather than the immediate future;

  • How a gift is treated by Centrelink for the age pension;

  • What happens if your kids split up; And

  • Why professional advice is important

LINKS OR ARTICLES WE MENTIONED:

SPEAKERS IN TODAY’S EPISODE

Marcus Roberts - Mortgage Broker

Ray Jaramis - @rjfinlife

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